Moss by Nufin4.27.1 - App Store

Easily manage your payments and expenses with Moss, a real credit card with real spending power designed for fast growing businesses. In cooperation with a German partner bank, Moss offers a powerful payment management solution that streamlines the spend process for your entire company, and grows as your business grows.

Signup is fast and online, giving you access to seamless accounting integration and full fraud protection, with global acceptance via the Mastercard network. Empower your teams while keeping full control, with physical and virtual credit cards for employees and departments across your startup. Set budgets and limits and view spending by team, employee or category - all from one dashboard in real-time.

With Moss you can:

Get started in minutes

Access Moss via a fully digital online sign-up without the time-consuming paperwork. Zero back and forth, frictionless, and the fastest way to get started with no personal guarantee required. Once approved you get immediate access to your Moss dashboard. In a few days you can get spending with virtual cards, followed by physical cards 7 days later.

Simplify bookkeeping

Categorise transactions according to your accounting structure including cost centre, cost unit and VAT rate. Easily attach receipts via the Moss app. And save time and money by simplifying your accounting, with an official DATEV-integration.

Save everyone’s time

Spend now, pay later, and enjoy ultimate payment acceptance with your Moss credit card. No debit, no prepaid cards that require time-consuming monthly top-ups.

Drive business growth

Boost your business with a credit card limit that reflects what your company needs and can afford today. We offer a credit card limit that fits your business. No personal liability. Just a limit that grows as you grow with a credit card tailored to your company needs.

Download the mobile app and get instant access to your dashboard. View all your transactions in a glance, upload receipts in a flash, and see spending trends month by month. Smart, trackable spend management - all on your mobile.

Version History This update includes bug fixes and performance improvements. 4.27.1 Sep 3 This update includes bug fixes and performance improvements. 4.27.0 Aug 24 This update includes bug fixes and performance improvements. 4.26.1 Aug 11 This update includes bug fixes and performance improvements. 4.26.0 Aug 10 This update includes bug fixes and performance improvements. 4.25.1 Jul 10 This update includes bug fixes and performance improvements. 4.25.0 Jul 6 This update includes bug fixes and performance improvements. 4.24.0 Jun 2 This update includes bug fixes and performance improvements. 4.23.0 Apr 27 This update includes bug fixes and performance improvements. 4.22.0 Apr 14 This update includes bug fixes and performance improvements. 4.21.0 Mar 26 Never lose track of a receipt again. If you forwarded a receipt to the Moss Receipt Inbox or shared it with Moss and it wasn’t matched automatically, it’s now waiting for you in the upload flow. Open a transaction, tap Upload receipt, and select from your unlinked receipts to attach in one tap — with an instant update and confirmation. 4.20.0 Mar 18 This update includes bug fixes and performance improvements. 4.18.1 Mar 11 Receipt uploads are now faster for in-store payments. Tap a transaction notification to open the app and jump straight into the camera – so you can capture and upload your receipt in seconds. Once uploaded, you’ll land directly on the transaction details. Online payments continue to open the transaction view. 4.18.0 Mar 3 This update includes bug fixes and performance improvements. 4.17.1 Feb 25 This update includes bug fixes and performance improvements. 4.17.0 Feb 23 Mobile-only spenders can now add or update their personal payment details directly in the Moss mobile app. No web login required – you can submit reimbursement claims on the go and get reimbursed for out-of-pocket expenses faster. 4.16.0 Feb 16 You can now create self-issued receipts directly in the app. Tap the 3 dots button on a card transaction or business expense, select Receipt unavailable, choose whether the receipt was lost or never received, add the required details, and submit. Moss automatically generates and attaches a compliant PDF, so your expense can be processed compliantly. 4.15.1 Feb 2 You can now create self-issued receipts directly in the app. Tap the 3 dots button on a card transaction or business expense, select Receipt unavailable, choose whether the receipt was lost or never received, add the required details, and submit. Moss automatically generates and attaches a compliant PDF, so your expense can be processed compliantly. 4.15.0 Jan 22 You can now create self-issued receipts directly in the app. Tap the 3 dots button on a card transaction or business expense, select Receipt unavailable, choose whether the receipt was lost or never received, add the required details, and submit. Moss automatically generates and attaches a compliant PDF, so your expense can be processed compliantly. 4.14.0 Jan 8 Mobile Approvals – New challenge actions
Approvers can now take all key actions directly on mobile. A new More options menu lets you Flag, Send back, or Forward a card transaction without switching to desktop. Cardholders are notified instantly when a transaction is sent back, helping teams resolve issues faster and keep approvals moving. 4.13.1 12/15/2025 Mobile Approvals – New challenge actions
Approvers can now take all key actions directly on mobile. A new More options menu lets you Flag, Send back, or Forward a card transaction without switching to desktop. Cardholders are notified instantly when a transaction is sent back, helping teams resolve issues faster and keep approvals moving. 4.13.0 12/01/2025 Hospitality receipts
Submitting hospitality expenses just got smarter! Mark an expense as hospitality and the app will guide you through key details like purpose, participants, and tip. Finance teams get cleaner, structured data they can easily filter and export for smooth reporting and compliance. 4.12.2 11/20/2025 Hospitality receipts
Submitting hospitality expenses just got smarter! Mark an expense as hospitality and the app will guide you through key details like purpose, participants, and tip. Finance teams get cleaner, structured data they can easily filter and export for smooth reporting and compliance. 4.12.1 11/18/2025 Hospitality receipts
Submitting hospitality expenses just got smarter! Mark an expense as hospitality and the app will guide you through key details like purpose, participants, and tip. Finance teams get cleaner, structured data they can easily filter and export for smooth reporting and compliance. 4.12.0 11/17/2025 Approvers can now update expense details directly from the mobile approval view. Fields display according to company settings: read-only, editable, or mandatory. For invoices, mandatory fields must be completed before approval. This update extends Configurable Fields Support to mobile, giving approvers full visibility and control without switching to desktop. 4.11.0 10/13/2025